For easy furniture financing, Acima Finance has a mobile-optimized application easy to fill out on a smartphone.
We provide three furniture financing options: 90-day cash option, early buyout option past 90 days for 25% off the remaining balance, or you can make your low payments over the 12-month term.
To be approved for our furniture financing, you simply need to answer “yes” to the following 4 questions:
-Do you have an open and valid checking account?
-Have you had steady income for the past 3 months?
-Do you deposit at least $1000 of your monthly income into your checking account?
-Do you have no NSFs in the past 30 days?
Fill out our application now and get approved!
Once approved, go to Atlantic Bedding and Furniture and make your home furnishings purchase.
You will need to pay a $50 processing fee to complete your furniture purchase.
Progressive finance is a hybrid lease/purchase program.
9 out of 10 people are approved regardless of their credit history.
Instead of using a credit history, our approvals are based on two factors:Income and length of time at job.
Progressive purchases the home furnishings merchandise for you, after which you lease back the items with monthly payments. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.
All the customer needs are these simple documents to verify the requirements and receive approval.
-30-day bank statement
-Most recent pay stub
-Voided or Cancelled Check.
-Copy of Your Last W-2
There is simply an application fee which is refundable if application is not approved.
90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.
65% furniture buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.
SEE STORE FOR DETAILS