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Acima No Credit Needed Financing

  • For easy furniture financing, Acima Finance has a mobile-optimized application easy to fill out on a smartphone.

  • We provide three furniture financing options: 90-day cash option, early buyout option past 90 days for 25% off the remaining balance, or you can make your low payments over the 12-month term.

  • To be approved for our furniture financing, you simply need to answer “yes” to the following 4 questions:

-Do you have an open and valid checking account?

-Have you had steady income for the past 3 months?

-Do you deposit at least $1000 of your monthly income into your checking account?

-Do you have no NSFs in the past 30 days?

  • Fill out our application now and get approved!

  • Once approved, go to Atlantic Bedding and Furniture and make your home furnishings purchase.

  • You will need to pay a $50 processing fee to complete your furniture purchase.


Progressive Financing

  • Progressive finance is a hybrid lease/purchase program.

  • 9 out of 10 people are approved regardless of their credit history.

  • Instead of using a credit history, our approvals are based on two factors:Income and length of time at job.

  • Progressive purchases the home furnishings merchandise for you, after which you lease back the items with monthly payments. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.

  • All the customer needs are these simple documents to verify the requirements and receive approval.

-30-day bank statement

-Most recent pay stub

-Photo ID.

-Voided or Cancelled Check.

-Copy of Your Last W-2

  • There is simply an application fee which is refundable if application is not approved.

  • 90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.

  • 65% furniture buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.


Tidewater Finance Company and Atlantic Bedding And Furniture Savannah